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We began writing RV Insurance in 1997 when Full Timers began to choose South Dakota as a domicile.  There were virtually no insurance companies willing to insure Full Timers.  We were instrumental in bringing specialty Full Timer Insurance into the state and we have expanded to include most of the Full Timer Friendly states adding more every year.



As your Full Time RV Specialists we will assist you in selecting the personalized insurance plan that will fit your needs.  We understand and embrace the lifestyle of our Full Timer clients and have come to think of them as extended family. 

Jo Sannes

"Gina knows the insurance industry and works to find the exact insurance that works for you and your families, she doesn't try to put you in a 'one size fits all' policy. Her customer service is THE absolute best, you'll never find anyone that provides it better than Gina! "

"Thank you so much for your excellent service, and, just as important, for treating us like friends every time we call or email! When we began fulltime RVing a few years ago, we had no idea what we needed in the way of insurance and we are so grateful that you were recommended to us. Fulltimers are a unique breed with specific needs and you always steer us in the right direction, making sure we have the best coverage at the best price. Having our own 'fulltimer specialist' is very comforting to us - insurance is one thing we don't need to worry about! Thanks again for all you do for us!" 

Jeanne and
Jim Caverly
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